TERMS & CONDITIONS OF PURCHASE

Digital Products & Online Courses

These Terms & Conditions ("Terms") govern your purchase of and access to any digital product, online course, course bundle, template pack, download, workshop or membership (each, an "Offer" or the "Program") offered by Ashleigh Bailey Consulting (the "Business", "we", "us" or "our").

By purchasing, completing checkout, or accessing any part of an Offer, you ("you", "your" or the "Customer") agree to be bound by these Terms.

1. THE OFFER

Each Offer is a digital education or resource product delivered online. Depending on the Offer, it may comprise pre-recorded video lessons, tutorials, downloadable templates, planners, scripts, guides, audio, workbooks and other digital resources. The specific inclusions, format and price of each Offer are as described on its sales or checkout page at the time of purchase. We may add to, update, improve or substitute content of equivalent or greater value from time to time.

Each Offer is educational only. It provides strategies, frameworks, tools and information. It is not a
guarantee of any particular result, level of income, follower growth, engagement or business
outcome, and does not constitute legal, financial, accounting or other professional advice.

2. ELIGIBILITY

You must be at least 18 years of age and have the legal capacity to enter into a binding contract to
purchase an Offer. By purchasing, you confirm that the information you provide at checkout is
accurate and complete.

3. PRICING AND PAYMENT

- All prices are listed in Australian Dollars (AUD) and are inclusive of GST where applicable, unless
stated otherwise at checkout. The price of each Offer is as shown on its checkout page.
- Payment is processed securely through our third-party checkout provider (such as ThriveCart) and
associated payment gateways. We do not store your full card details.
- Where a payment plan, split-pay or subscription option is offered and selected, you authorise us
(and our payment provider) to automatically charge each scheduled instalment to your nominated payment method on the agreed dates until the full balance is paid.
- Where content is released progressively under a payment plan, modules may be "drip-fed" as instalments are paid.
- You are responsible for ensuring sufficient funds are available. If an instalment fails, we may
suspend or revoke your access until the outstanding amount is paid, and you remain liable for the
full purchase price.
- Promotional pricing, bundle discounts and savings are available only for the period and on the conditions advertised.

4. ACCESS AND DELIVERY

Access to each Offer is delivered electronically. On successful payment (or on your first instalment for payment plans) you will receive login details or download access. It is your responsibility to provide a valid email address and to keep your access details secure. Where "lifetime access" is noffered, this means access for as long as the Business continues to operate and host the Offer online; it does not mean perpetual access independent of the Business's continued operation.

5. NO REFUNDS AND NO CANCELLATIONS

All sales are final. Because each Offer is a digital product that provides immediate access to
valuable intellectual property and downloadable content, we do not offer refunds, exchanges,
returns or cancellations for change of mind, including (without limitation) where you:

- change your mind after purchasing;
- do not start, complete or use the Offer;
- decide the Offer is not the right fit after gaining access;
- fail to make payment plan or subscription instalments; or
- do not achieve a particular result.

By purchasing, you acknowledge that you are buying digital content that is made available to
you immediately, and you consent to immediate access. Once payment is made and access is
granted, the sale is complete and non-refundable.

Your rights under the Australian Consumer Law. Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy that you have under the Australian
Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) or any other law
that cannot lawfully be excluded. Our goods and services come with guarantees that cannot be
excluded under the Australian Consumer Law. If an Offer fails to meet a consumer guarantee —
for example, it is not of acceptable quality, or it is significantly different from what was described — you may be entitled to a remedy such as a refund, repair or replacement for a major failure, or a resupply for a minor failure. This "no refund" policy applies only to change-of-mind situations and does not affect those legal rights.

6. PAYMENT PLAN DEFAULTS AND CHARGEBACKS

If you initiate a chargeback, payment dispute or reversal without first contacting us to resolve the issue, we reserve the right to immediately and permanently revoke your access to the Offer and to pursue recovery of any amounts owing, including reasonable recovery and administration costs. Initiating a chargeback does not release you from your obligation to pay the full purchase price where the Offer has been delivered as described.

7. LICENCE AND INTELLECTUAL PROPERTY

All content within each Offer — including videos, text, templates, captions, scripts, planners,
graphics, frameworks and branding — is the intellectual property of Ashleigh Bailey Consulting and is protected by copyright and other laws. On purchase, you are granted a limited, personal, non-
exclusive, non-transferable licence to access and use the Offer for your own individual use only.

You must not:
- copy, reproduce, resell, distribute, sublicense, publish or share the Offer or any of its content;
- record, screenshot for distribution, or otherwise reproduce the materials for anyone other than
yourself;
- use the content to create a competing course, program or product.

8. ONE ACCOUNT PER PERSON — NO LOGIN SHARING

Access is licensed per individual. Each login is personal, individual and secure. Logins must not
be shared with team members, colleagues, friends or any other person. Account access is
monitored. Sharing a login is a breach of these Terms and may result in immediate termination of
access without refund, and we reserve the right to pursue legal action and recover damages and
costs. If you wish to purchase access for multiple people (for example, a team), please email
hello@ashleighbailey.consulting for group pricing before purchasing.

9. NO GUARANTEE OF RESULTS

Each Offer shares strategies and tools that have worked for the Business and others, but your results depend on many factors outside our control, including your own effort, consistency, market, niche and existing audience. We make no representation, warranty or guarantee regarding income, sales, bookings, follower growth, engagement or any other outcome. Any examples, testimonials or figures
shown are illustrative and are not a promise of your results.

10. ACCEPTABLE USE AND CONDUCT

You agree to use each Offer and any associated community, comments or support channels
respectfully and lawfully. We may suspend or terminate your access, without refund, if you engage in abusive, unlawful, fraudulent or disruptive conduct, or if you breach these Terms.

11. THIRD-PARTY PLATFORMS

Offers may reference or rely on third-party platforms (such as the course host, Instagram, Facebook
and other social media and software tools). We do not control these platforms, and their features, policies and algorithms may change at any time. We are not responsible for changes to, or the availability of, any third-party platform.

12. LIMITATION OF LIABILITY

To the maximum extent permitted by law, and subject to clause 5 (your non-excludable rights under
the Australian Consumer Law), the Business is not liable for any indirect, incidental, special or
consequential loss, or for any loss of profits, revenue, data, goodwill or business opportunity, arising
out of or in connection with any Offer or these Terms. Where our liability cannot be excluded but can be limited, our total liability is limited, at our option, to resupplying the Offer or paying the cost of having it resupplied.

13. PRIVACY

We collect and handle your personal information in accordance with our Privacy Policy and applicable privacy laws. By purchasing, you consent to us using your details to deliver the Offer, process payments, provide support and send service communications. Please refer to our Privacy Policy for full details.

14. CHANGES TO THESE TERMS

We may update these Terms from time to time. The version in effect at the time of your purchase
governs that purchase. Continued use of an Offer after updated Terms are published constitutes
acceptance of the updated Terms.

15. GOVERNING LAW

These Terms are governed by the laws of the State of Queensland and the Commonwealth of
Australia. You submit to the non-exclusive jurisdiction of the courts of that State. (Update the State if your business operates elsewhere.)

16. CONTACT

For any questions about these Terms, your purchase, team pricing, or to raise a concern before initiating a dispute, contact us at:
Ashleigh Bailey Consulting

Email: hello@ashleighbailey.consulting

By completing your purchase, you confirm that you have read, understood and agree to these
Terms & Conditions.